Skilled Mortgage Broker, Home Loan Consultant & Lending Agency In Clint, TX

How to Qualify for a Home Loan In Canutillo, Texas Features of Loans Offered by Prodigy Lending in Clint, Texas



At the Prodigy Lending, our goal is to close all home loans within the shortest time possible. The lineup has mastered the art and with a combination of technology, we offer a level of customer service second to none. We are made up of high schooled and experienced home loan experts all over the United States. Our team has committed itself to offer first-rate quality service for all your mortgage-related needs. Our mortgage professionals have sharpened their experience over the years and will offer the best guidance on the necessary El Paso home loan requirements and work with you step by step until you get the mortgage that meets your conditions and quenches your expectations. In case you are purchasing your dream home or your first home, consolidating debt or refinancing a loan that is already in existence we have the best loan programs to meet your needs at the lowest rates possible.

We have bad credit home loans in El Paso and El Paso low-income home loans that might interest you. Study the options below before contacting our experts to guide you through the process of the home loan selected.


The VA home loan is warranted by the Federal Government making it easier to qualify for.  They require no down payment and one has an opportunity of qualifying with bad or poor credit. Consider the VA Home Loans due to their affordable and enticing interest rates and since it is designed in such a way that owners can keep their homes during difficult periods.  The VA loan will hence assure your home’s stability.


The best features attached to the conventional home loan include a low down payment of up to 3%, no lender fees, and a smaller PMI compared to FHA loans. The conventional home mortgage offers lower mortgage insurance, which is not guaranteed by the government. Prodigy Lending advises you on the conventional home loan program option since it requires a smaller down payment or no down payment at all. You will probably have to have a higher credit score to qualify for this loan.


With a higher debt to income ratio and a down payment of as low as 3.5%, you can easily qualify for the FHA home loans. The FHA loan is guaranteed by the Federal Housing Administration, which means, where the lender is guaranteed that they will not have to take a loss in the event a borrower has defaulted payment. FHA loans are therefore easier to qualify for since you can even qualify with a poor or bad credit. The FHA home loans have affordable interest that is enticing to our clients. The FHA home loans offer rehab loans that allow a client to purchase or refinance and as well as renovate their homes through a single mortgage instead of applying for multiple mortgages. 


Just like the VA loans, 100% refinancing is allowed for on the USDA home loans. If your home location and your income qualify, then the USDA is a perfect home loan for bad credit in El Paso. The best advantages attached to the USDA home loan include a zero down payment, low cost for mortgage insurance and low-interest rates as long as the loan is for 100% financing.

The key goal at Prodigy Lending is forming a lasting relationship with all our customers so that we are able to continually offer our services year after year. We store our clients information in the most secure manner since believe in mutual trust. You can speak to any of our mortgage experts by calling us directly or making use of the interactive instruments provided at our site.

Feel free to contact us today for more home loan information!


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